American Insurer Wellpoint Offers Option for Surgery in India

The health insurer Wellpoint is testing a new program that gives covered patients the option of going to India for elective surgery, with no out-of-pocket medical costs and free travel for both the patient and a companion.

The program is being tested at Serigraph, a printing company in Wisconsin whose managers have been looking for ways to curb rising health care costs, said Dr. Razia Hashmi, chief medical officer for national accounts for Anthem Blue Cross and Blue Shield, which is affiliated with Wellpoint.

"This is a first for us," Dr. Hashmi said. "We will be monitoring every aspect of this very closely, to make sure everyone is satisfied and there are good clinical outcomes."

By the year 2010, more than 6 million Americans annually will be seeking medical treatment abroad , according to the Deloitte Center for Health Solutions, a consultancy. The potential savings are significant. Knee surgery that costs $70,000 to $80,000 in the United States can be performed in India for $8,000 to $10,000, including follow-up care and rehabilitation, Dr. Hashmi said. Similar savings could be achieved for such common procedures as hip replacements and spine surgery .

If other insurers follow Wellpoint, Dr. Hashmi said, the trend ultimately may pressure on United States hospitals to be more competitive in their pricing.

Critics say that's unlikely.

"There have been some reports of hospitals that have been willing to match the prices, but I don't know how they're doing that," said Howard Berliner, a professor of health policy and management at State University of New York Downstate Medical Center in Brooklyn. "The reality is there's just no way that most hospitals can respond to this. It's just like any service that's outsourced - the price is so cheap abroad that there isn't much an American company can do about it."

At the same time, he said, the program could potentially siphon off the healthiest, most profitable patients from a local hospital.

Dr. Hashmi predicted that the program would appeal primarily to people who have traveled abroad. Many employees of Serigraph, which has offices in India, are familiar with the country.

"The quality is comparable" to care provided in the United States, Dr. Hashmi said. All the physicians speak English, and patients can share their medical records and consult with a surgeon in India before making the trip, she said.

The pilot program arranges for patients to be picked up at the airport and provides special meals to prevent food-borne illnesses. The program complies with the American Medical Association guidelines on medical tourism and uses hospitals accredited by the Joint Commission International.

Dr. Hashmi said it had actually been easier to evaluate the quality of medical care abroad than in the United States. "There is a lot more willingness to share data about complication rates, the total number of procedures and the outcomes," Dr. Hashmi said. "We're able to get detail per hospital and per physician."

In addition to saving out-of-pocket costs for surgery for patients, the program could potentially help keep insurance premiums affordable, Dr. Hashmi said.

More at: NY Times

For information about affordable surgery overseas, visit Healthbase.

Medical Tourism comes to town i.e. to the US

What we mean is now you can get medical tourism type price and quality for procedures done in the US.

How is that possible?
Because Healthbase has partnered with several US healthcare providers that offer procedures at very competitive prices that are comparable to what American-accredited foreign providers offer.

So now affordable high quality medical care is made available closer to home for patients from the US, Canada and Mexico. Patients from European countries and other nations looking for top quality care in the United States also stand to benefit from this partnership.

According to Saroja Mohanasundaram, CEO of Healthbase,

Majority of our clients from North America are drawn to medical tourism for the cost advantage it offers. However, some may not be able to take advantage of it due to the travel involved. So Healthbase has negotiated with US-based providers to offer the same top US-standard quality of care to our customers at a much reduced rate than what is prevailing. Hence, those who need quick access to top quality healthcare can avail of the low prices right here at home.

We all know that US providers charge a much higher rate to uninsured patients than they do to insured patients or insurers. But not anymore. A heart bypass tagged at over $100,000 (for uninsured patients) can now be had for an 85% discount. Such rates also closely match the lower foreign rates.

Mohanasundaram adds,

Our US providers offer a complete slew of services in all departments of medicine including cardiac (heart bypass, valve replacement, aneurysm repair), orthopedic (hip replacement, total knee replacement), general surgery, diagnostics, and so on

Who to contact for discounts on major procedures conducted within the US?
Healthbase

Further reading:
News release from Healthbase about this partnership


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Advantages of Minimally Invasive Hip Surgery

The minimally invasive technique, of particular benefit to those with arthritic hip conditions, is achieved through a small posterior incision and has been acclaimed by patients, surgeons and hospital authorities.

Such groundbreaking hip surgery affords a range of extensive benefits to a patient. Following are some of them.

· Small incision
Cosmetically pleasing incision, typically 5.5 - 9 cm in length for hip replacement, 7.5 - 11 cm for hip resurfacing.

· Minimal blood loss
Current experience is that 90% of the patients do not require transfusion.

· Reduced surgical trauma
Results in quicker mobilization post surgery leading to early discharge from hospital. Most patients discharged day 2/3 as compared to an average in-patient stay of 7 - 10 days.

· Less disruption to muscles around the hip joint
Leads to better overall function result allowing patients to return to normal activities.

· Immense financial benefits and cost saving
Reduction in transfusions, and early discharge programs result in cost savings averaging 50% of in-patient bed stay.
(Source: minimalinvasivehip.com)

Healthbase is a medical tourism facilitator that connects patients to leading JCI/JCAHO/ISO accredited hospitals overseas through a secure, high-tech, information-rich web portal. Healthbase provides a wide range of medical procedures through its partner hospital network. Over two hundred medical procedures are available in various categories: cosmetic and plastic, orthopedic, dental, cardiac, and many more. The savings are up to 80 percent from typical US prices even after adding up the travel costs, hospital stay and other related expenses. Healthbase offers more than just procedural availability; we also provide customers with extensive information on medical treatments, hospital and doctor profiles to help them make an educated decision regarding their treatment; travel planning and booking; applying for medical/dental loan and much more.

To learn more, visit http://www.healthbase.com/ and login to view our extensive hospital profiles including pictures of operating rooms, patient rooms, doctor qualifications, and lots more. Get a FREE quote now!!

Note: All information presented here has been obtained from publicly available medical resources and is here for reference purposes only. Healthbase does not claim to be a medical professional and does not provide any advice on any issues relating to medical treatment.